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Indicative |
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| Present |
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| I | refinance | | you | refinance | | he/she/it | refinances | | we | refinance | | you | refinance | | they | refinance |
| | Present Progressive |
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| I | am refinancing | | you | are refinancing | | he/she/it | is refinancing | | we | are refinancing | | you | are refinancing | | they | are refinancing |
| | Past |
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| I | refinanced | | you | refinanced | | he/she/it | refinanced | | we | refinanced | | you | refinanced | | they | refinanced |
| | Past Progressive |
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| I | was refinancing | | you | were refinancing | | he/she/it | was refinancing | | we | were refinancing | | you | were refinancing | | they | were refinancing |
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| Perfect |
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| I | have refinanced | | you | have refinanced | | he/she/it | has refinanced | | we | have refinanced | | you | have refinanced | | they | have refinanced |
| | Perfect Progressive |
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| I | have been refinancing | | you | have been refinancing | | he/she/it | has been refinancing | | we | have been refinancing | | you | have been refinancing | | they | have been refinancing |
| | Pluperfect I |
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| I | had refinanced | | you | had refinanced | | he/she/it | had refinanced | | we | had refinanced | | you | had refinanced | | they | had refinanced |
| | Pluperfect II |
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| I | had refinanced | | you | had refinanced | | he/she/it | had refinanced | | we | had refinanced | | you | had refinanced | | they | had refinanced |
| | Future I |
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| I | will refinance | | you | will refinance | | he/she/it | will refinance | | we | will refinance | | you | will refinance | | they | will refinance |
| | Future II |
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| I | am going to refinance | | you | are going to refinance | | he/she/it | is going to refinance | | we | are going to refinance | | you | are going to refinance | | they | are going to refinance |
| | Future Progressive |
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| I | will be refinancing | | you | will be refinancing | | he/she/it | will be refinancing | | we | will be refinancing | | you | will be refinancing | | they | will be refinancing |
| | Future Perfect |
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| I | will have refinanced | | you | will have refinanced | | he/she/it | will have refinanced | | we | will have refinanced | | you | will have refinanced | | they | will have refinanced |
| |
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Conditional |
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| Present |
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| I | would refinance | | you | would refinance | | he/she/it | would refinance | | we | would refinance | | you | would refinance | | they | would refinance |
| | Progressive |
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| I | would be refinancing | | you | would be refinancing | | he/she/it | would be refinancing | | we | would be refinancing | | you | would be refinancing | | they | would be refinancing |
| | Past Progressive |
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| I | would have been refinancing | | you | would have been refinancing | | he/she/it | would have been refinancing | | we | would have been refinancing | | you | would have been refinancing | | they | would have been refinancing |
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Subjunctive |
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| Present |
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| I | refinance | | you | refinance | | he/she/it | refinances | | we | refinance | | you | refinance | | they | refinance |
| | Present Perfect |
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| I | have refinanced | | you | have refinanced | | he/she/it | has refinanced | | we | have refinanced | | you | have refinanced | | they | have refinanced |
| | Past |
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| I | refinanced | | you | refinanced | | he/she/it | refinanced | | we | refinanced | | you | refinanced | | they | refinanced |
| | Pluperfect I |
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| I | had refinanced | | you | had refinanced | | he/she/it | had refinanced | | we | had refinanced | | you | had refinanced | | they | had refinanced |
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| Past |
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| I | refinanced | | you | refinanced | | he/she/it | refinanced | | we | refinanced | | you | refinanced | | they | refinanced |
| | Pluperfect II |
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| I | had refinanced | | you | had refinanced | | he/she/it | had refinanced | | we | had refinanced | | you | had refinanced | | they | had refinanced |
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Imperative |
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| Imperative |
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| you | refinance | | he/she/it | refinance | | we | let us refinance | | you | refinance | | they | refinance |
| | Negative Imperative |
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| you | do not refinance | | he/she/it | do not refinance | | we | let us not refinance | | you | do not refinance | | they | do not refinance |
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